See how to request the American Express Gold Business Charge Card 

Ads

See how to request the American Express Gold Business Charge Card 

American Express Gold Business Charge Card 

Lustezz rating
5 /5
Rates & Fees
Find out how to get Go to the official website
  • Annual Fee

    $169 

  • Interest Rate

    N/A (Charge card must be paid in full each month). 

  • Rewards

    Earn 1 Membership Rewards point per $1 

Product Details

The American Express Gold Business Charge Card offers premium business benefits, including reward points on purchases, travel insurance, and access to business tools and expense management services. There’s no preset spending limit, and the annual fee is $250. The card also provides detailed reporting and employee cards.

Our take

The American Express Gold Business Charge Card is ideal for business owners seeking comprehensive benefits and flexibility. The rewards program and business tools justify the annual fee. The detailed reporting and employee cards help streamline expense management. It’s a robust option for businesses looking to optimize their spending and benefits.

There are many things about our credit card that makes it special. In this case, you’re going to see that this business card is extra because of the amazing benefits that you get from points traveling rewards and everything. You’re just going to be swimming in advantages. Let’s learn more about the card. 

What are the requirements needed to apply? 

Take a look at all the requirements needed to apply for this credit card. 

  • Be aged 18 years or over 
  • Be an Australian citizen or permanent resident 
  • Be a Director or Controller of the business 
  • Have a good credit history and no payment defaults 
  • Have an annual business revenue of $75,000 or more 
  • Have a valid ABN registered for GST 

What documents are needed to request the American Express Gold Business Charge Card 

The American Express called Business Charge Card is a really good card, but you also need to send documents for the application to be a success. So let’s take a look and see which ones they are. 

  • Your personal income and your business revenue 
  • Your driver’s license (if you have one) 
  • The details of your business’ ownership as it appears on ASIC (for the Director and/or Beneficial Owner) 

What are the biggest uses of this credit card? 

Every credit card has specific uses and that is why we are going to see the users of the American Express Gold business charge card. 

For business owners 

The 1st and the most obvious one is of course business owners. If you are not really aware of the credit card and how it really works, this is a credit card for business owners. But what does that mean? When you have a business, you’re going to spend a lot of money and time, and you’re going to travel a lot, probably. 

With these things that are so common in our life, a random credit card that is more simple is not going to make the cut. Which is why you’re going to need this special credit card with special benefits that are going to benefit you. 

Traveling 

Now we have traveling. This one can be connected directly with the above, or you can just travel for fun. Everyone can do that. Now what are the traveling benefits in a credit card in this specific one? Well, you’re going to get travelling insurance. 

We are not sure about what type of insurance is because this credit card has a lot of sub blocks that are hard to explain or else this would be a huge paragraph, and you’re not going to read all of that. Still, it is amazing that you can get free insurance just from having your credit card and buying your trip with it. 

Rewards points 

And then we have the rewards points. If you have read the first part of the article, you already know what we are talking about. There is a special occasion where if your credit card and in the first month you spend over $1000 you will get a bonus of 75,000 points. 

Now those points are not just for decoration. You will have those points, and they can be transformed into money so you can use on other things, maybe trips, purchases, discounts, bills, whatever, even for your business. 

Clients 

And then we have finally the clients. If you are a client of American Express, we can assure you 100% that this credit card is going to benefit you way more than someone that is not a client. And why would that be? Well, clients always have the upper hand. 

Westpac Lite Credit Card

Don’t miss the chance to get this credit card, which is one of the best out there!

When applying for a credit card, the company needs to know you so they can give you nice fees and a credit limit. If you are already a client with American Express, the company already knows you, and it’s way more likely that they’re going to give you nice amounts so you can actually enjoy even more. 

Our advice for those who are going to apply for the American Express Gold Business Charge Card 

We’re finally approaching the end of the article, but it’s still not the end you’d have a long talk about. First and foremost, we have the fact that you probably want an advisor to so that the application process goes way smoothly, and it would before. 

We have one specific advice that you’re going to use if you want is you want to get good results with the card. Their advice is going to be for you to be extra careful. This is not your common credit card that you’re going to use on your day-to-day life, this is a business card. 

And this is for your business, so you’re going to have different fees, different benefits, different everything, so comparing it with normal cards is not going to make the cut. Even the credit limit is going to be special, so if you are careful, and you take everything into account, we know that you’re going to be able to enjoy this card more. 

Weighing advantages and disadvantages – Is it worth it? 

So should you be applying for the credit card? Is it really a nice choice? No, we have never found that many good credit cards that are also business cards, like the American Express Gold Business Charge Card. This is literally one-of-a-kind. 

We are sure that there is a lot of good business credit cards around the internet, but it’s hard to find. So when you find one that is actually good, it’s important that you grab into it and have it in the back of your head if you ever need it. 

And honestly, the only bad thing that you actually find here is the fact that you have a high annual fee. Otherwise, it’s just good benefits, rewards, points, traveling, discounts, everything. So yes, it is really worth it. 

Request your American Express Gold Business Charge Card on the official website once and for all! 

Finally, at the end you’ll probably see. We’re excited to apply, but don’t worry, we’re here to help you all the way. If you’re excited, click down below so you can go to the official page of the application process. 

Lastest News