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HSBC Premier Credit Card
It’s time for you to learn more about one of the best credit card that you’re going to see. If you like traveling and if you do it often, then you need to take a look at the HSBC Premier credit card.
So if you are interested in learning more about it, keep reading down below because we will explain everything.
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Why we recommend the HSBC Premier credit card
Now this is going to be a very special credit card because it has two main focus points that actually complement themselves way better than you would expect. Now, one of the focus points of this credit card is your daily life.
In your daily life, you go to the market, you buy things, use the card to make payments like that. This card is going to support that lifestyle a lot, but there is another thing that you need to take into account, and that is traveling.
Travelling is a good way to use this credit card. With the immense credit card benefits on traveling, you’ll find yourself spending less money than usual. As you can see, we recommend this credit card because of the duality and the usefulness that it has.
What can I use the HSBC Premier credit card for?
Now, the credit card uses are always a more of a touchy subject. That is because it is kind of hard to tell all of them, since every credit card will have hundreds of them. But we will try to tell you the more important ones, for example the basic ones.
Every credit card starts with the same benefits. Paying things or maybe just sending some money to other people or even making payments on bills in your home. The thing is, this credit card will help you use it in other things like traveling.
Not only you get discounts while traveling and buying with certain companies, but you also get some traveling rewards and traveling insurance along with a lot of other things. All in all, the main profile for people that are using this credit card are travelers.
Don’t miss the chance to get this credit card, which is one of the best out there!
Credit card advantages
If you want to learn more about a credit card, one of the best things that you’re ever going to do is to take a look at all the benefits that it can offer. Now, it’s kind of hard to search for everything on your own. It is definitely going to take a lot of time, which is why we are bringing you here all the benefits.
- Unlock premium benefits and perks from your chosen rewards program, with no annual fees
- Get 0% pa interest on balance transfers for 12 months (2% balance transfer fee applies)
- Share the benefits with those close to you, with no additional cardholder fees
- Experience all the perks of a global credit card without any annual card fees
- Get up to 10% off when you book your next adventure with your credit card via Agoda or Expedia
- Choose whether you want to earn Rewards Plus or Qantas Points
- Start your trip the right way, with access to over 1,000 lounges
- Earn rewards points
- Travel insurance
Credit card disadvantages
And just like this credit card has a lot of benefits for you, you can also expect to find some not so good things. For example, the fact that you need to have to pay some fees. But there’s even more things that you need to know that might displease you. So if you are interested in letting go this advantages of the HSBC Premier credit card, see more down.
- High annual income necessary
How is credit analysis carried out in the HSBC Premier credit card
So you might be thinking: how does the credit analysis really works with this credit card? And well, you will need to depend on your credit analysis at least for the credit limit for the approval of your credit card. And of course it will also help the company decide if you get a high limit.
Now, let’s start. The credit analysis will immediately start at the moment that you send the application process, the company is going to have all of your documents in hand. The documents that you sent through the application, and they will use it to take a look at your credit history and then do the credit analysis.
Is there a maximum and minimum credit card limit?
Now, if you are someone that really enjoys the credit card and wants to have a high credit score, then this is going to be the card for you. To be honest, this is one of the highest values that you’re going to get. Normally you get a minimum and a maximum for the credit limit, but it’s not the case with this one.
You will actually only get a minimum value and the maximum is not really defined. You will get a minimum of $10,000 at credit limit with the card. Now, the maximum is going to depend entirely on your credit analysis. If you have a nice credit history, then your credit limit will be high.
Do you want to request? Learn how to get the HSBC Premier credit card right here
What is it that you think about this credit card? We have mentioned so much about it and how it is actually really good, but you probably still might have mixed feelings since you don’t really know if you can apply for it or not. We have the solution for that.
To help you decide if you can apply for this credit card and if you want to, we will redirect you to the second part of this article. In the second part, we’re going to talk about everything that you need to know. That includes the requirements, documents and a lot more.